Post-Dated Cheque

Post-Dated Cheque (PDC) Register is an offline app: one HTML file in a zip that opens by double-click, with no installation, internet or subscription.

The problem it removes: Post-dated cheques are still how many UAE businesses are paid and how they pay their landlord and suppliers. The cheques sit in an envelope or a drawer, the dates live in someone's head or a WhatsApp group, and a Thursday deposit gets missed or a cheque you issued clears on a day the account is empty. A bounced cheque is then discovered late, and nobody remembers how often that customer has done it before.

What is inside:

• A register for cheques you hold (received) and cheques you have given (issued): party, bank, cheque number, cheque date, amount, reference
• A weekly dashboard: what to deposit this week, what will leave your account this week, and cheques that have waited too long in the drawer
• A calendar view by date, and a printable deposit slip: tick the cheques, print the list for the bank, then mark them deposited in one click
• Status through the life of a cheque: in hand, deposited, cleared, returned, replaced, cancelled; every step is kept in a history and the last step can be undone
• Returned cheques: choose a reason, record the bank charge and your own fee (both start from the amounts you set), then present again or replace with a new cheque
• Exposure per customer: cheques in hand, deposited but not cleared, returned and unresolved, with a count of presentations and returns; outstanding issued cheques per supplier
• A warning when a customer has bounced a cheque a number of times you choose
• CSV export of the register, example data, JSON backup and restore, Clear everything

In the zip: index.html (the app), README.txt (quick start, how it calculates, limits) and EXAMPLE-DATA with a made-up example you can restore. Start in 10 minutes: open index.html, press Load example data, look around, press Clear everything and enter your own settings.

Rules are settings, not built in. The bank return charge, your own fee, the number of bounces that triggers a warning and the days after which a cheque still in hand is flagged are settings you enter. Your bank decides how long a cheque stays valid for presentation: ask it and enter that period.

Who it is for: owners, accountants and office managers of trading, contracting, rental and service businesses that take or give post-dated cheques and want a clear schedule instead of an envelope.

What it is NOT: accounting software and it does not post entries to your books; it does not connect to your bank (you decide when a cheque has cleared and click it); and it does not tell you what the law says about bounced cheques, so ask your lawyer. Rent Roll and Tenant Ledger with Cheque Schedule is a property product for tenant rent cheques by unit; this is a general cheque register for any business.

Your data stays on this device in your browser. Back it up with Export; clearing browser data loses it otherwise.

Verified by us: 65 scripted checks through the real screens in Chromium, run at 1280 px and at 375 px: adding received and issued cheques, validation, the dashboard windows, calendar, deposit slip, returned cheques with bank charge and fee, present again and replace, undo, bounce warnings, exposure totals, settings, CSV export, backup and restore. The printed register and deposit slip were rendered to PDF in Chromium and looked at. Not tested in Firefox or Safari (neither could be launched in our test environment), in Edge, on a real phone, on a real printer, or with real bank or accounting exports; layout checked at 375 px and 1280 px.