Excel workbookOfficial Zeyto

UAE SME Bank Loan Application Pack

An Excel workbook for owners and finance managers of UAE small and medium businesses preparing a loan request.

Walk into the bank with your loan file ready.

At a glance

  • FormatExcel workbook
  • DeliveryInstant download
  • In the box3 files, 72 KB
  • Works withMicrosoft Excel 2016+ or Google Sheets, and Word
  • Made forUAE businesses

How it works

  1. BuyPay on Stripe’s secure page.
  2. DownloadYour order page opens at once with a secure link.
  3. Open and useOpen the workbook in Excel and start from the example.

What you get

  • 7-sheet workbook: checklist, loan, DSCR, cash flow, ratios
  • 48 documents with expiry tracking
  • Flat-rate to reducing-rate converter and stress test
  • Word letter and cash-flow narrative templates
  • Fictional UAE worked example
Files and sizes (3)
  • uae-sme-loan-application-workbook.xlsx29 KB
  • loan-application-narrative-pack.docx39 KB
  • README.txt3.9 KB

3 files, 72 KB in total. You download them from your order page after payment.

What it does not do

  • Your bank's written list overrides this one.
  • Rates and fees shown are placeholders.
  • Get advice before signing.
  • It does not apply to any named bank and makes no claim about any bank's rules, prices or approval.

After you buy

  • Instant downloadYour order page opens right after payment with a secure link for each file. The link is emailed to you too.
  • A fresh link any timeLinks last 48 hours. Enter your order reference and the email you paid with and we will send a new one.
  • Help is one email awayWrite to support@zeyto.app with your order reference. The team answers every enquiry.
  • Fix, replace or refundIf a file is damaged, will not open, or is materially different from its listing, tell us within 7 days of the sale and we will fix it, replace it or refund you.

Find my purchasesContact the Zeyto teamMarketplace terms

Full refund wording

Digital downloads (files, templates, skill packs, guides) are delivered straight away, so they are not refunded once downloaded. If a file is damaged, will not open, or is materially different from its listing, tell us within 7 days of the sale and we will fix it, replace it or refund you.

Applies to products sold by Zeyto itself. None of this takes away rights you have under UAE law.

About this product

Applying for a bank loan goes wrong in predictable ways: a missing or expired document, a cash flow that does not support the instalment, a flat rate mistaken for a cheap loan.

Read the full description

Applying for a bank loan goes wrong in predictable ways: a missing or expired document, a cash flow that does not support the instalment, a flat rate mistaken for a cheap loan, and a letter that says nothing about how you will repay. This pack covers the preparation so you walk into the bank with the facts.

What is inside:

  • A workbook with a 48-document checklist for UAE SME lending: company, owners, financials, business and facility documents, with status, owner, date ready, expiry date and a flag that turns red when a licence, Ejari, visa or Emirates ID is within 60 days of expiry
  • A loan calculator: monthly instalment, total interest, fees, a schedule up to 84 months, and a flat-rate converter that shows the true reducing-balance rate of a flat-rate offer
  • A DSCR calculator: cash available for debt service against existing and new instalments, a target check, the largest loan your cash supports at your target, and a stress test
  • A 12-month cash flow projection with the loan instalments built in, plus a ratio sheet a credit officer is likely to calculate
  • A Word pack: facility request letter, business overview, a cash-flow narrative template, 15 likely questions with what to prepare, and a meeting and follow-up routine

The workbook ships with a fictional Dubai trading company so you can see every result before you type your own numbers.

Who it is for: owners, finance managers and accountants of UAE small and medium businesses preparing a term loan, equipment finance or working capital request.

What it is not: it does not apply to any named bank and makes no claim about any bank's rules, prices or approval. The 1.25 target, rates and fees in the example are placeholders. Your bank's written list overrides the checklist. It is not legal advice: take advice before you sign any guarantee or give security cheques.

Time saved: collecting documents and building a repayment case usually takes several rounds with the bank. With the checklist and the DSCR and cash flow sheets ready, you can often cut a few of those rounds. The effect depends on the bank.

Requirements: Microsoft Excel 2016 or later, Google Sheets or LibreOffice Calc, and Word or Google Docs.

Questions

Who is it for?
Owners and finance managers of UAE small and medium businesses preparing a loan request.
What do I need to use it?
Microsoft Excel 2016+ or Google Sheets, and Word.
How do I get it?
Pay on Stripe, then download from your order page at once. Links last 48 hours: ask for a fresh one with your order reference and email.
What if the file is wrong?
If a file is damaged, will not open, or is materially different from its listing, tell us within 7 days of the sale and we will fix it, replace it or refund you. Read the terms.

UAE SME Bank Loan Application Pack: AED 179

Pay once, download at once.

Damaged, will not open or not as listed? Tell us within 7 days and we fix it, replace it or refund you.

Questions before you buy? Contact the Zeyto team. This is sold by Zeyto (Emeron Infospace FZE) itself, not by an independent seller. See the marketplace terms.

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