Offline appOfficial Zeyto

UAE Mortgage and Affordability Calculator with Stress Test

An offline app for buyers and investors comparing prices and loans before they commit.

Find the highest price you can afford.

UAE Mortgage and Affordability Calculator with Stress Test: Calculator screen with the example data
DeliveryInstant download
OfflineWorks offline
Real screenshot, example data

At a glance

  • FormatOffline app, opens in your browser
  • DeliveryInstant download
  • In the box2 files, 27 KB
  • Works withAny current browser
  • OfflineRuns offline in your browser

How it works

  1. BuyPay on Stripe’s secure page.
  2. DownloadYour order page opens at once with a secure link.
  3. Open and useUnzip it and open index.html in your browser.

See it first

Look before you pay: screenshots, a short walkthrough and a live demo you can click through.

Calculator, with the example data

Silent 15 second walkthrough of the real app with example data

Try it now

Click through the real app. No download, no sign-up.

Demo with fictional example data. Nothing you type is saved. Printing, export and backup are switched off in the demo; the full app has them.

What you get

  • Loan, payment, loan-to-value and debt burden
  • Stress test at higher rates
  • Highest affordable price under your limits
  • Owning against renting each month
  • Monthly schedule with CSV export
  • Bank limits and fees are your own entries
Files and sizes (2)
  • uae-mortgage-and-affordability-calculator.zip23 KB
  • README.txt4.3 KB

2 files, 27 KB in total. You download them from your order page after payment.

What it does not do

  • It is not a pre-approval.
  • Conventional reducing-balance loans only.
  • Your data stays in one browser on one device: no cloud sync, so export a backup.

After you buy

  • Instant downloadYour order page opens right after payment with a secure link for each file. The link is emailed to you too.
  • A fresh link any timeLinks last 48 hours. Enter your order reference and the email you paid with and we will send a new one.
  • Help is one email awayWrite to support@zeyto.app with your order reference. The team answers every enquiry.
  • Fix, replace or refundIf a file is damaged, will not open, or is materially different from its listing, tell us within 7 days of the sale and we will fix it, replace it or refund you.

Find my purchasesContact the Zeyto teamMarketplace terms

Full refund wording

Digital downloads (files, templates, skill packs, guides) are delivered straight away, so they are not refunded once downloaded. If a file is damaged, will not open, or is materially different from its listing, tell us within 7 days of the sale and we will fix it, replace it or refund you.

Applies to products sold by Zeyto itself. None of this takes away rights you have under UAE law.

About this product

Before you view a property you want to know whether the numbers work, and what happens if the rate rises. This app answers both from your own figures.

Read the full description

Before you view a property you want to know whether the numbers work, and what happens if the rate rises. This app answers both from your own figures.

Enter the price, down payment, income, existing debts and a rate (with an optional change after an initial fixed period). It shows the loan, the monthly payment, loan-to-value, debt burden ratio, total interest, the cash needed upfront against your savings, and the monthly cost of owning against paying rent. The Stress test tab repeats the payment and debt burden at higher rates (starting at 2 and 3 percentage points). The Affordability tab works out the highest price your income, debts, cash and limits allow and says which one is the limit. The Schedule tab lists every month and exports a CSV.

What is inside:

  • Calculator, Affordability, Stress test, Schedule and Bank terms tabs
  • Pass or fail pills against the limits YOU enter
  • Year-by-year and month-by-month repayment schedule with CSV export
  • Example case, README, JSON import and export

No bank rules are built in. Maximum loan-to-value, debt burden limit, maximum term, arrangement, valuation and registration fees, insurance and transfer fees are your entries from your bank's written offer or your adviser. The monthly payment and schedule were checked against an independent Decimal calculation in 40 random loans.

How it differs: the loan calculators in the catalogue compare flat and reducing-rate loan structures. This one is for a property purchase: limits, fees, debt burden, stress and affordability.

It is not a pre-approval or an offer. Conventional reducing-balance loans only: no offset accounts, early repayment or Islamic profit structures. A bank rounds payments and may use another day count, so its statement can differ by a few dirhams.

This is a working tool, not legal, tax or financial advice, and it is not connected to or approved by any government body, regulator or bank. The app stores data in the browser on one device, so back it up with Export.

Questions

Who is it for?
Buyers and investors comparing prices and loans before they commit.
What do I need to use it?
Any current browser (tested in Chromium; Safari and Firefox not tested). No internet or installation needed.
How do I get it?
Pay on Stripe, then download from your order page at once. Links last 48 hours: ask for a fresh one with your order reference and email.
What if the file is wrong?
If a file is damaged, will not open, or is materially different from its listing, tell us within 7 days of the sale and we will fix it, replace it or refund you. Read the terms.

UAE Mortgage and Affordability Calculator with Stress Test: AED 69

Pay once, download at once.

Damaged, will not open or not as listed? Tell us within 7 days and we fix it, replace it or refund you.

Questions before you buy? Contact the Zeyto team. This is sold by Zeyto (Emeron Infospace FZE) itself, not by an independent seller. See the marketplace terms.

Not sure it is the right one?

Works well with

Other official products that cover the same ground or finish the job.