Excel workbookOfficial Zeyto

Cash-Flow Survival Guide for Small Business

An Excel workbook for owners and managers of small UAE businesses, and the bookkeepers who support them.

See your cash 13 weeks ahead.

At a glance

  • FormatExcel workbook
  • DeliveryInstant download
  • In the box4 files, 780 KB
  • Works withA PDF reader
  • Made forUAE businesses

How it works

  1. BuyPay on Stripe’s secure page.
  2. DownloadYour order page opens at once with a secure link.
  3. Open and useOpen the workbook in Excel and start from the example.

What you get

  • 30-page PDF guide with 13 chapters
  • Full week-by-week 13-week forecast example
  • Excel forecast with an example sheet and a blank sheet
  • Reminder ladder with scripts
  • Weekly early-warning dashboard
  • Day-by-day 30-day emergency plan
  • 23 exercises with model answers and printable worksheets
Files and sizes (4)
  • cash-flow-survival-guide.pdf725 KB
  • cash-flow-13-week-forecast.xlsx13 KB
  • cash-flow-worksheets.docx39 KB
  • README.txt3.2 KB

4 files, 780 KB in total. You download them from your order page after payment.

What it does not do

  • You update the forecast and make the calls.
  • Not financial advice; no method is promised to keep you solvent.

After you buy

  • Instant downloadYour order page opens right after payment with a secure link for each file. The link is emailed to you too.
  • A fresh link any timeLinks last 48 hours. Enter your order reference and the email you paid with and we will send a new one.
  • Help is one email awayWrite to info@emeron.io with your order reference. The team answers every enquiry.
  • Fix, replace or refundIf a file is damaged, will not open, or is materially different from its listing, tell us within 7 days of the sale and we will fix it, replace it or refund you.

Find my purchasesContact the Zeyto teamMarketplace terms

Full refund wording

Digital downloads (files, templates, skill packs, guides) are delivered straight away, so they are not refunded once downloaded. If a file is damaged, will not open, or is materially different from its listing, tell us within 7 days of the sale and we will fix it, replace it or refund you.

Applies to products sold by Zeyto itself. None of this takes away rights you have under UAE law.

About this product

A practical guide to seeing your cash 13 weeks ahead and acting while there are still choices.

Read the full description

A practical guide to seeing your cash 13 weeks ahead and acting while there are still choices. It is a 30-page PDF with thirteen chapters, worked examples with example figures, exercises with model answers, an Excel forecast with working formulas and a printable Word worksheet pack.

What is inside:

  • Profit is not cash: a worked bridge from a AED 40,000 profit to a AED 48,500 fall in cash.
  • The cash conversion cycle: days sales outstanding, days inventory and days payable, worked formulas, and what ten days is worth.
  • A 13-week cash forecast, step by step, with a full week-by-week worked example, a minimum cash alert, a fix for the week that falls short and a stress test.
  • Collecting faster: credit terms, invoice habits, a reminder ladder with scripts, early-payment discounts, post-dated and bounced cheques handled in general terms, deposits and advances (including VAT on an advance).
  • Paying smarter: a priority order for a tight week, negotiating terms, VAT due by the 28th day, rent cheques and payroll as a cash event, kept to general points.
  • Stock and cash, margins and pricing, owner drawings and separating personal and business money.
  • A weekly early-warning dashboard, a day-by-day 30-day emergency plan, notes for talking to banks and suppliers, common mistakes, and exercises with model answers.

Files: the PDF guide; cash-flow-13-week-forecast.xlsx with an Example sheet and a Blank sheet using simple formulas (SUM, plus and minus, MIN, COUNTIF and an IF for the alert); cash-flow-worksheets.docx with eight printable worksheets; and a README.

Who it is for: owners and managers of small UAE businesses and the bookkeepers who support them.

What it is not: it is not financial, legal, tax or insolvency advice and it does not promise that any method will keep a business solvent. It does not cover debt recovery, the legal effect of cheques or leases, payroll rules or labour law; for those and for VAT, check with your accountant or the FTA for your case. All companies and figures are made up examples.

Requirements: a PDF reader, and Microsoft Excel or a compatible spreadsheet program that recalculates formulas, and Word or a compatible editor for the worksheets.

Written November 2026.

Questions

Who is it for?
Owners and managers of small UAE businesses, and the bookkeepers who support them.
What do I need to use it?
A PDF reader. Excel or a spreadsheet program that recalculates formulas.
How do I get it?
Pay on Stripe, then download from your order page at once. Links last 48 hours: ask for a fresh one with your order reference and email.
What if the file is wrong?
If a file is damaged, will not open, or is materially different from its listing, tell us within 7 days of the sale and we will fix it, replace it or refund you. Read the terms.

Cash-Flow Survival Guide for Small Business: AED 109

Pay once, download at once.

Damaged, will not open or not as listed? Tell us within 7 days and we fix it, replace it or refund you.

Questions before you buy? Contact the Zeyto team. This is sold by Zeyto (Emeron Infospace FZE) itself, not by an independent seller. See the marketplace terms.

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